COTI
Deposit wstCOTI and use it as collateral to borrow COTI0.73%
Lending Rate
1.31%
Borrowing Rate
98%
LTV Ratio
$114.26k
Total Market Size
Select Mode
Supply COTI to the lending pool to earn lending APR based on pool utilization.
Available: ...
Interest Rate Model
Borrowing Rate
Utilization
Contracts
wstCOTI
0x4781…23ad
Pool
0xc164…1740
Dashboard
Connect wallet to see your supplied assets
Total Supplied1,523,908.75 COTI
Total Collateral1,519,151.22 wstCOTI
$56.89k
Total Collateral1,519,151.22 wstCOTI
$57.37k
Market Utilization
1,387,475.75 COTIBorrowed
137,496.56 COTIAvailable
$51.80k
91.04%
137,496.56 COTIAvailable
$5.13k
8.96%
Token Price
| $0.037331 2.66% |
| $0.037766 2.66% |
FAQ
LST lending is an isolated market that enables users to use Accumulated Finance LSTs as collateral to borrow base assets. This allows users to deploy borrowed assets in various strategies to amplify staking rewards, hedge risks, or explore new yield opportunities.
- Supply COTI using the 'Lending' → 'Supply' form above.
- Deposit wstCOTI as collateral using the 'Borrowing' → 'Collateral' form above.
- Borrow COTI using the 'Borrowing' → 'Borrow' form above.
Yes, your wstCOTI collateral continues to earn liquid staking APR while deposited in the lending pool. This means your collateral grows through automatic compounding of staking rewards, even as you use it to borrow assets.
You can partially or fully withdraw your wstCOTI collateral as long as your loan health remains above 1.00 after withdrawal. Use the 'Borrowing' → 'Collateral' form above to retrieve your collateral, ensuring you don't exceed your borrowing limit.
Borrowing rates are dynamic and depend on the utilization rate, that is calculated as (Total Borrowed ÷ Total Supplied).
- Utilization rate <90% is optimal, ensuring normal borrowing rates.
- Utilization rate >90% triggers higher rates to encourage borrowers to repay their loans.
No, your loan is safe from liquidations caused by COTI price changes. Your wstCOTI collateral is an LST of COTI, and since they're directly tied to each other, there is no price volatility between them.
LTV (Loan-to-Value) is the ratio that determines how much you can borrow against your collateral.
Loan health measures the safety of your loan. It's calculated as (Collateral Value × LTV) ÷ Debt.
- A health >1.00 means your loan is safe.
- A health <1.00 means your loan is at risk of being closed.
If your loan health drops below 1.00, your position becomes unhealthy, and your loan may be closed with a 2% liquidation bonus paid to the liquidator. To avoid this, add more collateral or repay part of your debt to increase your loan health.
